Moja - Powered by Beem
Moja - Powered by Beem

SPEED UP CLAIMS, SALES & CUSTOMER SUPPORT

Build Insurance User Experiences for Maximum Client Satisfaction

Handle customer onboarding, claims processing, and direct-to-consumer sales in WhatsApp and other messaging apps your customers already use. Cut resolution time in half.

Insurance

Elevate Customer Support Experience

Resolve customer issues with speed and clarity.

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Deliver Prompt, Seamless Claims Experiences

Consolidate the entire customer journey in chat, faster collection, real-time tracking, and quicker payouts.

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TRUST BUILT-IN. PRIVACY GUARANTEED

Secure by Design, Compliant by Default

Built with enterprise-grade security (ISO 27001 certified), so your utility can focus on customer service instead of security audits. We're fully compliant with GDPR and data privacy laws in UAE, Kenya, and Tanzania.

Ready to make every conversation count?

 

Book a Product Your today and discover how Moja can help your teams connect, support and sell.

Questions? We’ve got Answers

Everything you need to know about getting started with Moja. How it works, and what it can do for your teams and customers.

What is Insurance Customer Engagement in Africa

Insurance customer engagement in Africa means reaching policyholders on the channels they actually use, WhatsApp, SMS, and USSD. African insurers use Moja to automate renewal reminders, collect claims feedback, and run loyalty programmes that reduce churn without adding headcount. It’s built for how Africa communicates.

How can insurance companies in Africa use WhatsApp for customer communication?

African insurers use WhatsApp Business API to send policy documents, renewal reminders, and claims status updates directly to policyholders’ phones. Because WhatsApp message open rates exceed 90%, it’s significantly more effective for time-sensitive insurance communications in markets where mobile is the primary screen.

What is the best way to collect customer feedback after an insurance claim in Africa?

The most effective method is a short post-claim survey sent via WhatsApp or SMS within 24 hours of claim resolution. Keep it to two or three questions, a CSAT score, and one open field. Response rates drop sharply if the survey arrives more than 48 hours after the experience ends.

How do insurers reduce policy lapse rates in East Africa?

Lapse rates in East Africa are heavily driven by policyholders forgetting renewal dates or losing trust after a poor claims experience. Automated renewal reminders sent 30, 14, and 3 days before expiry, via WhatsApp or SMS, measurably reduce lapses. Pairing reminders with a loyalty reward for on-time renewal adds a second retention lever.


Can a small or mid-size insurer in Kenya afford a customer engagement platform?

Yes. Modern African CX platforms like Moja are priced per interaction or per user, not as large enterprise contracts. A mid-size insurer managing 10,000 policyholders can run automated renewal reminders, post-claims surveys, and a basic loyalty programme without hiring additional staff or paying for features built for European enterprise scale.

What channels should African insurers use to communicate with policyholders?

WhatsApp is the highest-engagement channel for most African markets. SMS is the reliable fallback where WhatsApp penetration is lower or data costs are a barrier. USSD works well for rural policyholders without smartphones. Voice calls remain important for claims escalations. The strongest insurers use all four, routed by customer preference and geography.